Tell them Colleen McFiggins at Fathom Realty sent you!

Allen Giroux

Loan Officer | License: FL, NC, SC, TN | NMLS# 450581

Fairway Independent Mortgage Company
Susan Daratony - Encompass Lending Group

Susan Daratony

Charlotte Branch Manager / Residential Mortgage Loan Originator | NMLS #946794

Encompass Lending Group

Why Use A Recommended Lender?


Using a realtor’s recommended lender can offer several potential benefits, although it’s important to note that individual experiences may vary. Here are some reasons why you might consider using a realtor’s recommended lender:

Streamlined Process:

Realtors often work closely with specific lenders, creating a streamlined and efficient process. They are likely to have experience collaborating on transactions, which can reduce delays and make the home-buying process smoother.


Working with a recommended lender can enhance communication between the realtor, lender, and other parties involved in the transaction. This collaboration can lead to better coordination and timely updates throughout the process.

Trust and Accountability:

Realtors typically recommend lenders they trust and have successfully worked with in the past. A lender’s performance reflects on the realtor’s reputation, providing an added layer of accountability and incentive for the lender to deliver excellent service.

Knowledge of Local Market:

A realtor’s recommended lender is more likely to be familiar with the local real estate market and its nuances. This knowledge can be valuable in navigating specific requirements or challenges that may arise during the home-buying process.

Negotiation Leverage:

When a realtor has a good working relationship with a lender, they may be better positioned to negotiate favorable terms, such as interest rates or closing costs, on behalf of their clients.

Familiarity with Specific Loan Programs:

Some lenders specialize in certain types of loans or work well with specific programs. A realtor’s recommended lender may have expertise in the types of financing commonly used in your area or for your particular situation.

Speed of Approval:

A lender who is accustomed to working with a particular realtor may be more efficient in processing paperwork and obtaining loan approvals, potentially expediting the overall timeline of the home purchase.

Despite these potential advantages, it’s crucial for homebuyers to do their due diligence. It’s wise to research the recommended lender, compare rates and terms, and ensure that the chosen lender meets your specific needs and financial goals. Additionally, borrowers should be aware of potential conflicts of interest and ensure that they are getting the best deal available. Always consider multiple lenders and choose the one that best aligns with your preferences and requirements.

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